Does the compulsory insurance cover the personal injuries of the driver of the insured vehicle?
Traffic safety: Rules for the safety of people and cargo, and their identifiers
Explanation
The **mandatory civil liability insurance** is a type of insurance that all motor vehicles must have. Its main purpose is to **protect other people, objects, or vehicles** in the event of an accident.
- It **does not cover** injuries sustained by the **driver** of the insured vehicle. For example, if the driver has an accident and gets injured, the insurance will not pay for their medical expenses.
- It also does not cover damage to the personal belongings of the driver or their family members, nor does it cover damage to people who do not comply with safety regulations, such as not wearing a helmet when it is mandatory.
Therefore, if you are the driver and suffer injuries in an accident, the mandatory insurance will not cover those personal damages.
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