What damages does the motor vehicle liability insurance cover for those who caused the accident?
Traffic safety: Rules for the safety of people and cargo, and their identifiers
Explanation
The **mandatory civil liability insurance** for motor vehicles is designed to protect other people, objects, or vehicles in the event of an accident. This insurance **does not cover damage to the vehicle of the person who caused the accident** or their personal belongings.
- **Insurance coverage**: The insurance covers the damage that your vehicle may cause to other vehicles, people, or objects. For example, if you crash into another car, the insurance will pay for the damage to that car.
- **Insurance exclusions**: It does not cover damage to the vehicle of the driver who caused the accident or to the objects inside their car. It also does not cover injuries to the insured driver.
Therefore, civil liability insurance **only covers the damage caused to the other vehicle** involved in the accident, not to the vehicle of the driver who caused it.
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